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SMB Lending

Active support in building a FinTech product that gives users the ability to get a loan 40x faster and cheaper, while giving access to underserved users

FintechWeb, iOS, Android, Development
2015 - 2025

Providing affordable business financing on-demand

The platform is an innovative lender offering tailored loans to small businesses. It streamlines access to financing with clear, competitive terms and a swift application process 40x faster than a regular bank, ensuring quick payouts and flexible repayment options that cater to the dynamic needs of small businesses.

Process

Lean Startup

Design Thinking

Continuous Delivery

Rapid Development

Product Stage

Late Stage

Impact in numbers

Business owners helped

+

Provided business with over

€M+

Company valuation

€M+

SMB Lending platform dashboard

Challenge

Scaling the team during rapid growth

The platform experienced rapid growth as a startup in Sweden, facing typical scaling challenges when it comes to their team.

The client, a leader in the SMB Lending space, faced typical scaling challenges. Fast-paced expansion made recruitment difficult, prompting the management team to explore external engineering partners to ramp up capacity.

An interesting introduction, indeed

Industry Press

The platform discovered us from an article in Industry Press, one of the biggest tech and startup publications in Sweden.

SMB Lending mobile preview

Solution

Strategic Engineering Augmentation

Given the complexity of the SMB Lending platform and high-quality demands, we assembled a team of senior developers and engineers ready to roll up their sleeves. This team contributed to the platform's backend and frontend systems, system design and architecture, as well as establishing a robust engineering culture with best practices.

Custom credit engine

Our team actively contributed to creating the platform's credit engine and core systems using .NET technologies on top of relational and non-relational databases, as well as Azure. These custom solutions enabled the platform to deliver value efficiently to their end customers while maintaining control over the technology stack.

Back office and integrations

As the company scaled, it became crucial to enhance and extend all systems across mobile apps, web platforms, and back-office operations. Our team contributed by introducing new features, managing system migrations, and integrating complex third-party services, alongside a robust SRE and DevOps infrastructure in the cloud to ensure stable and reliable operations.

Team Diversity

Our team contributed across the stack, working on data, infrastructure, backend, and frontend systems. We take pride in taking an active role in every aspect of this comprehensive and dynamic system.
SMB Lending solution

Tech Stack

  • Angular
  • ASP.NET Core
  • .NET
  • MongoDB
  • MSSQL
  • Azure

Where we at now?

We continue to work closely with SMB Lending, remaining integral to their core teams even after five years of collaboration.

Our contributions span front-end, back-end, data engineering, SRE, and other key areas. The platform continues its expansion internationally across Europe, building on partnerships with global payment networks, enterprise ERP providers, and other major players in the FinTech industry, while the product and tech teams are investing in scaling their capabilities and infrastructure to support an ever-increasing number of clients.

Testimonial

They have been an integrated partner and we have worked closely together with their developers. We have delivered many successful projects together and the developers from Ministry of Programming have always been reliable.

I'm impressed by their company culture and their eagerness to create close and transparent collaboration with us.


VP of Engineering

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